News · Vectorial Data

U.S. 30-Year Bond Approaches 5.5%, Highest Since 2004

September 26, 2026

WHAT HAPPENED

The interest on the 30-year U.S. bond approached 5.5%, its highest level since 2004. The 10-year bond exceeded 5.2%, a maximum since 2007. Mortgages, cars, and credit cards have already increased.

WHY IT MATTERS

Prices continue to be concerning, oil rose due to the conflict in the Middle East, and tech companies are borrowing a lot of money for artificial intelligence. This raises the cost of credit for housing, consumption, businesses, and also for the government.

AND FOR YOUR PORTFOLIO

For a long-term portfolio, higher rates usually pressure stocks because business loans cost more and future earnings are worth less today. They can also lower the price of already issued bonds. At home, a $300,000 mortgage at 6.95% costs several tens of dollars more per month than at 6.5%.

💬 TELL IT LIKE THIS

“When the government pays more to borrow money, the costs of homes, cars, credit cards, and financing businesses also increase.”